This is also the privacy policy for the additional sites and blogs listed in http://www.multifacetsvc.com and any networks, blogs and sites not yet added to the list.

This policy is effective from 02nd of April 2006 and was last updated here 24th of October 2009.

Contact Information

Valerie Coskrey
2044 Buckner St.
Starkville, MS 39759
USA

You may contact us by e-mail at webmaster@vforteachers.com You may contact us by phone on (662)323-4944

Who is Valerie Coskrey? Read her online resume.

Dispute Resolution

Disputes will be handled by our customer service representative. Our customer service will promptly correct any errors on our part.

Data Collection

When visiting Web sites certain information about you and your computer can sometimes be collected. This section explains what information Valerie Coskrey collects, and how it is used.

We do collect a minimal amount of identifiable data about our visitors: name, username, and email address collected by forum users and email subscribers. Additionally, a minimal amount of information will we provided to us by PayPal and by PayLoadz about purchasers of products sold by the PayPal/PayLoadz shopping cart (and the CafePress shopping cart for items purchased at our CafePress stores) at

 

http://www.vforteachers.com/template_artistry.htm

or its duplicate page at

http://www.vforteachers.com/templateartistry.htm

{Why the duplicate? There are so many links to the old page that still require correction that when the page was rewritten, it was saved under the old and new name to enable the old llinks.}

[This page is no longer an active shopping cart: http://www.vforteachers.com/forteachers_shoppingcart.html, nor is its associated View Cart page]

and at BuyNow buttons throughout the additional sites, except for the Amazon astores and the Golden Can estores and any eBay or affiliate BuyNow button, especially at the pages where our presentation template designs are sold. With the addition of several websites, these pages are now numerous.

By the end of February, 2009, we had changed most of our VCCTI products BuyNow buttons to link to PayPal via Payloadz.com. Payloadz.com is a download site for delivering our Template Design Set products.

Another PayPal shopping cart will be used for products sold on eBay or delivered by mail or freight. Custom orders can be ordered through BizReef, a network contact or email contact, etc., and use either directly mailed payments or the BizReef escrow system and shopping cart or a PayPal shopping cart not associated with PayLoadz.com, or by the customized PayLoadz/PayPal Buy Now button that will be activated on demand per custom project.

Payloadz.com might collect information or set a cookie to enable them to deliver the downloadable you purchase from us. You will be billed by PayPal.com and sent to Payloadz.com to receive your download. PayPal will collect information necessary to process payments. Each posts the policy of what is communicated by them back to me.

Payloadz.com will also administer our affiliate program. Should you elect to advertise our downloadable products, you will be submitting information to us at http://www.payloadz.com. Read more about our affilliate program at http://www.multifacetsvc.com and at Template Artistry Affiliate Page.

In addition, we now include our designs on CafePress.com products. These products are sold through the CafePress.com site, which collects information from purchasers according to the CafePress.com policy terms. The products are sold by us through our CafePress.com estores and through separate image buttons that will take you to our CafePress.com estore. CafePress.com reports minimal information concerning customer identity back to the store owner. There is enough information reported that a newsletter can be emailed to a purchaser.

Affiliates for products sold through CafePress.com estores should register at Commission Junction as a CafePress.com affiliate publisher. We welcome your publishing ads for our products as a CafePress.com affiliate. Each of our CafePress.com stores are listed at Multifacet Services.

We are also affiliates of CafePress.com, and post products from other CafePress.com estores not ours. Again, it will be CafePress.com that will collect the data according to their terms. Look for the ads that link you directly to our CafePress.com estores whenever you visit our pages that sells CafePress.com products. CafePress.com affiliate links have been removed from any of our products and ads dealing with our own CafePress.com estores. (Currently [10/08], CafePress.com does not allow us to use their affiliate links to own products.)

This information (your submitted customer data, forum participant information, or blog comment data) is collected only by the voluntary entry of information by the site visitor and is used only in managing newsletter subscriptions, normal business accounting, and product management practices. Feel free to email me to unsubscribe to any newsletter mailing.

Forum entries are moderated, and only those entries that meet common rules of acceptable forum practice are allowed. Our monetized blogs are located at Blogspot.com, although we plan to develop blogs at 1and1.com, connect to our blogs via LiveJournal.com and Zimbio.com ezine formats. Only the blogs at Blogspot.com and those within the domains of our websites hosted at 1and1.com carry our affiliate creatives and sell our products. (In the future, our Ning Network blogs and pages might do so.) We extend our cookie, privacy and other policies to cover these blogs and our MyPage (the ones belonging to us. We do not govern the pages and posting of other network members.) network pages also.

Newsletters

Current Newsletter and Forum policy for VCCTI is to post the newsletter at the ning.com network VCCTI: Classroom Tools and Ideas. Those who wish to receive a newsletter from the primary site and/or participate in the forum are invited to join the network and opt in to the mailing list for the blog that contains the newsletter and the forum threads of interest. Currently these are public network postings and the comments are not moderated, although this could change if needed. Also, vendors are invited to post product information to the appropriate forum thread.

Anyone who wishes to receive the newsletter separate from the network may contact me and I will email a copy to you. Being a public network, membership in the network is not required to read the blog or forum, but might be required to comment. Please consider the disclosure statement below concerning any mention of a service or product in the blog or forum or elsewhere in the network site. Know also that my avatar on Ning.com is MultifacetedVal and/or most other forms of the spellling and Multifaceted Services. If you wonder if is me, do ask.

Other sites and newsletters could be emailed or land mailed according to the policy below.

I will potentially send emailed ewsletters to anyone who provides an email address through the purchase of an item, newsletter sign-up by newsletter link or email contact, or blog/forum participation. A simple request to unsubscribe will remove one from the newsletter mailing list.

Newsletters are available through our webhost 1and1.com, and through CafePress.com, our estore provider for many of our physical products. Each has different newsletter and email management policies and procedures. Ultimately, we authorize the sending of our newsletters, the content of our newsletters, and the mailing list. Our blogs are attached to Feedburner.com for visitor counts and RSS. We also have connected most web pages to Google Analytics. It is possible that their other services will be used in the future.

Cookies

Anything purchased through the URLs

Template Artistry or at its duplicate page, http://www.vforteachers.com/templateartistry.htm, or other page at the domain vforteachers: Valerie Coskrey's Classroom Tools and Ideas (also referred to as VCCTI);

[before Dec. 08: http://www.vforteachers.com/forteachers_shoppingcart.htm or or the duplicate page http://www.vforteachers.com/template_artistry.htm];

or any BuyNow or AddtoCart button on any of the sites listed at Multifacet Services as our webpage or our product estore,

except these: Ning Network pages and postings not written by Valerie Coskrey or MultifacetedVal or multifacet-val or Multifacet Services or other identity that I have developed for that network; (our CafePress.com stores or other estores that have policies and cookies that are governed by the hosting site);

 

will be purchased using PayPal by way of a PayLoadz account that will request personal information such as name, email address, and mailing address that will be sent to me in confirmation of purchase. This site is my PayPal/PayLoadz shopping cart and sells only products for which I am the primary merchant. There would be no cookies from this purchase except the temporary one set by PayPal and PayLoadz that expires at the end of the transaction.

We are affiliate advertisers for many online merchants. Therefore many of the items we display for sale on pages will take you to the merchant site.

We do not use cookies on our Web site. However, you will be directed to reputable merchant sites to buy many of our advertised products. These merchants will set cookies that will credit Valerie Coskrey with the commission for the sale. The username, account number or other identifying code in the cookie referring back to Valerie Coskrey differs with different merchant/affiliate networks. Some of the cookies are useful for several months, some only for a few days or hours.

Additionally, some of our merchants like Amazon.com and Google Search now use cookies that collect data to inform the merchant of a customer's interest to better refine the product search algorithm. Google Adsense has requested that you be informed of the special interest algorithm that is now in use for anyone clicking on a Google AdSense link (an advertisement link).

A word about cookies: Many of the products sold here will be purchased through the shopping carts of another merchant site, the actual provider of the products. These providers will use cookies to track the purchase back to this site of mine. These cookies are how I get credit for the sale. Please allow these cookies. They should last from a few hours to 60 days (some website developer merchandise last up to 6 months), depending on the providing merchant. --Valerie

A word about scripts and iframes: Some of our affilliate ads are in script and iframe forms. Please trust my sites and know that I have personally chosen what ads to post and products to advertise. Also, we have posted Amazon a-stores and Golden Can estores on our sites. These are reached as iframes and as html links. Should you choose to block scripts and frames, these links and creatives become unavailable to you, and consequently the commissions become unavailable to me. Much of my site is ecommerce.

Much of my site is information that I believe will be useful to homeschool families, school students and parents, and teachers, including the products that I choose to advertise. I hope you enjoy the informative nature of articles posted and the images included. I hope you will try the Template Design Sets, both the free downloads and the ones for purchase.

Do use the forums, blogs, and contact links to give us feedback. We welcome your input.

We also invite you to submit articles that you would like to include under your byline. I will gladly build a page for your article if I feel it fits our site. I do reserve the right of editor to determine what can be included. We want to know about teacher stuff and links to teacher stuff and hope you will email us with new information, product suggestions, product critiques, downloadable forms and documents, lessons, etc. We add designs by other artists to our Template Design Sets and can work out arrangements to sell your sets or ebooks or lessons with you subject to our editorial approval.

Freelance work contracted through these sites or through BizReef.com are assured of our confidentiality and work quality in the same manner. Policies for freelance work are published at Multifacet Services Ning Network and Multifacet Services.

Freelancers are encouraged to join our network and participate in the ebook writers group, the Multifaceted Writers group, and develop their own My Page there. (It is FREE.) Each freelancer participating in the forums and networks associated with Valerie are responsible for their own privacy policies and any contracts with consumers or collaborators.

 

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Disclosure Clause

Every effort is being made to post this clause below on most pages and posts. However, if you missed the clause on any page I authored, please consider this as notification as required by the FTC as of October, 2009. It is verbatim what is being placed on the webpages, even down to the link at the end that is to this page.

Disclosure Clause: I am an affiliate advertiser of many merchants. I am also an opinionated critique of just about anything that strikes my fancy. In my postings I do tend to mention that a product would be good to try. Sometimes I am an affiliate for the product or a store that sells the product--even if I do not realize it and make the connection and post a product banner for it!--when I realize that I can advertise the product, I try to let you know that directly. However, if I do not, please take this statement that chances are I am an affiliate and could potentially be compensated for any mention of a goods or service. Also know that opinions expressed are my own and in no way express the positions of any merchant for which I advertise. Read more about shopping through links on my pages and blog posts.

Thank you for visiting our site(s). Feel free to contact Valerie with any questions or problems.

Last modified: 10/24/09